Hi Everyone!
I just wanted to let everyone know that I have two collections with RJM Acquisitions. I called and told the nice lady that I wanted to take care of the debt, but I was wondering if they would consider a PFD. She simply stated, "Absolutely! I will get the letters out to you right now." She also asked if I wanted her to email them to me, as well, and I said yes! She sent them via email, but I'm going to wait for the hard copy in the mail.
Only 5 more collections to take care of now! After that, I have two credit cards and a lease (taken out in March 10) that are never late! No derrogatories on any recent credit lines!
Yay!!! 
