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RJM SUCCESS!!!! Thanks Guton!!!!!

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Anonymous
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RJM SUCCESS!!!! Thanks Guton!!!!!

RJM deleted two accounts I had with them. I paid them and they deleted it with 72 hours!!!! Thanks Guton, I am sooooo excited!!! 1 more collection to go.....

Message 1 of 7
6 REPLIES 6
Anonymous
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Re: RJM SUCCESS!!!! Thanks Gotons!!!!!

I meant Gotons....

Message 2 of 7
Anonymous
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Re: RJM SUCCESS!!!! Thanks Gotons!!!!!

Can you PM how you got them to delete it?  How much did you offer?  Thanks a million

Message 3 of 7
mocha82
Regular Contributor

Re: RJM SUCCESS!!!! Thanks Gotons!!!!!

RJM is really easy to get to PFD.  Just ask them over the phone.  It worked for me.  Make sure to get the offer in writing.  They faxed a settlement agreement to me right away showing that it would be deleted.  Good luck.

Closed on my 1st home on: 11/30/2011
First Guaranty Mortgage Corporation (FGMC)
Starting Score:Equifax: 490 (01/14/2011)Transunion: 498 (01/14/2011)
Current Score: Equifax: 609(07/09/2012) Transunion: 644 (10/14/2011) Experian: 593 Lender Pull (08/22/2011)

Goal Score: 700

Take the FICO Fitness Challenge


Message 4 of 7
Anonymous
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Re: RJM SUCCESS!!!! Thanks Gotons!!!!!

Did you have to PIF or did you do a settlement?

Message 5 of 7
mocha82
Regular Contributor

Re: RJM SUCCESS!!!! Thanks Gotons!!!!!

I did a settlement.  They agree to delete it with a settlement.  The total balance was around $223.00  I settled with $125.00 and they deleted it.  All of this was arranged over the phone.  I called and requested a settlement with the stipulation to delete.  They faxed the settlement offer to me.  I paid the amount agreed and they sent a final letter reinterating that the item would be deleted within 30-45 days.  I'm impatient, so I took the letter they gave me a disputed with the CRA to have it deleted sooner.  It was removed.

Closed on my 1st home on: 11/30/2011
First Guaranty Mortgage Corporation (FGMC)
Starting Score:Equifax: 490 (01/14/2011)Transunion: 498 (01/14/2011)
Current Score: Equifax: 609(07/09/2012) Transunion: 644 (10/14/2011) Experian: 593 Lender Pull (08/22/2011)

Goal Score: 700

Take the FICO Fitness Challenge


Message 6 of 7
Anonymous
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Re: RJM SUCCESS!!!! Thanks Gotons!!!!!

Did you pay after they sent the letter or before?  Just wondering how to go about it.

Message 7 of 7
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