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Hi Everyone.
As you can see I have a long way to go, in the meantime, I had a previous debt owed & paid to RJM in 2008. It was updated 4/2009:
Balance $0 as a Paid Collection / Date updated: 4/2009 / Pay Status: >Payment After Charge Off/Collection.
My question to that is, I'm noticing in the forums that they(RJM)are removing accounts from your report with a pfd letter. How can I get mine removed from way in 2008?
Also Asset Accept had an old store credit card that it purchased & still reports on my EXP report. Not on my TU.
I called Asset Accept and the rep said I owe them $0 and to just give it time to be removed. Side note: on my EXP report the status reads:
Collection account. $983 past due as of Mar 2010. I'm confused....
Any advice at all will be truly helpful....
@Anonymous wrote:
Also Asset Accept had an old store credit card that it purchased & still reports on my EXP report. Not on my TU.
I called Asset Accept and the rep said I owe them $0 and to just give it time to be removed. Side note: on my EXP report the status reads:
Collection account. $983 past due as of Mar 2010. I'm confused....
Any advice at all will be truly helpful....
I wouldn't conduct any business over the phone with Asset Acceptance. They are a bunch of snakes. Do everything in writing and keep a papertrail.
I currently have complaints filed against them with the ACA and the BBB....soon with the AG's as well. And this is all over a PAID account from 2 years ago.