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RJM!!

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creditscore780
New Contributor
‎09-14-2010 03:01 PM
‎09-14-2010 03:01 PM

RJM!!

Hello FICO family,

 

I just talked to someone at RJM and they agreed for a pay for delete!! they emailed me the letter and are sending one in the mail also!! I'm so excited about this!! Now that's three down a few more to go!

Starting Score: 432
Current Score: 573
Goal Score: 780

Take the FICO Fitness Challenge

Message 1 of 7
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6 REPLIES 6
MarineVietVet
Moderator Emeritus
‎09-14-2010 03:27 PM
‎09-14-2010 03:27 PM

Re: RJM!!

It's always good to read about another success. It gives hope to others.

Message 2 of 7
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creditscore780
New Contributor
‎09-14-2010 05:32 PM
‎09-14-2010 05:32 PM

Re: RJM!!

yes it does, now I just need my score to go up!

Starting Score: 432
Current Score: 573
Goal Score: 780

Take the FICO Fitness Challenge

Message 3 of 7
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AndySoCal
Valued Contributor
‎09-14-2010 06:14 PM
‎09-14-2010 06:14 PM

Re: RJM!!

Keep in mind the more recent the derogatory information/ account the greater the impact on your credit score. As time passes the same derogatory account will have less impact.  Congrats never the less on getting rid of collection account.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Message 4 of 7
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creditscore780
New Contributor
‎09-14-2010 06:22 PM
‎09-14-2010 06:22 PM

Re: RJM!!

Thank you it was placed this year if I'm not mistaken.

Starting Score: 432
Current Score: 573
Goal Score: 780

Take the FICO Fitness Challenge

Message 5 of 7
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rothrim
Established Member
‎04-24-2011 11:06 PM
‎04-24-2011 11:06 PM

Re: RJM!!

I have 2 collections account with RJM.. When you called what did you say? I am contemplating calling in or just mailing them a Certified Mail Letter.   Also has it been deleted?

BK Chapter 7 Discharged 12/31/2015
Starting Score: EQ: 522 TU: 469 EX: 503
Current Score: EQ: 562 TU: 549 EX: 527 (02/19/16)
Goal Score: 700 Across the board
Message 6 of 7
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xlr8d
Frequent Contributor
‎04-25-2011 05:49 AM
‎04-25-2011 05:49 AM

Re: RJM!!

RJM was easily by far the most easy CA to work with, I only had to speak with them once about a PFD.  30 minutes later they faxed all the stuff over and within 10 days it was all deleted from all 3 CRA

Starting Score: EQ 515 TU 490 EXfaco 510
Current Score: EQ 660 TU 665 EXplus 661
Goal Score: 700

Take the FICO Fitness Challenge
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