Has anyone had any success by putting in a request for this as opposed to a GW deletion or correction? I have a 10 year old account with Capital One and had a recent late payment. Any suggestions or feedback is greatly appreciated.
I am unsure what you mean by "reaging the account."
Delinquencies are excluded based only on the date of their occurence plus 7 years. The date of the delinquency is a factual matter. I dont know how one can reage that fact.
Re-aging the account would bring it current now, it's not retroactive. Unless I am missing your question.
I think it only relates to accounts that are currently past due. I saw it from this article: http://www.bankrate.com/brm/news/cc/20030331a1.asp