Re-Aging Credit Card accounts to remove late pays

MikeC80 · ‎09-28-2012

Has anyone had any success by putting in a request for this as opposed to a GW deletion or correction? I have a 10 year old account with Capital One and had a recent late payment. Any suggestions or feedback is greatly appreciated.

Let them eat cake.

RobertEG · ‎03-19-2007

I am unsure what you mean by "reaging the account."

Delinquencies are excluded based only on the date of their occurence plus 7 years. The date of the delinquency is a factual matter. I dont know how one can reage that fact.

QAMngrGirl · ‎11-28-2012

Re-aging the account would bring it current now, it's not retroactive. Unless I am missing your question.

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MikeC80 · ‎09-28-2012

I think it only relates to accounts that are currently past due. I saw it from this article: http://www.bankrate.com/brm/news/cc/20030331a1.asp

Let them eat cake.

Rebuilding Your Credit

Re-Aging Credit Card accounts to remove late pays

Re: Re-Aging Credit Card accounts to remove late pays

Re: Re-Aging Credit Card accounts to remove late pays

Re: Re-Aging Credit Card accounts to remove late pays