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To find the fall off date (CRTP) you must find the first date of delinquency (DOFD). The DOFD will be located on the OC trade line. It will be the date you first went in to delinquency (first 30 date late) and never caught up again. Add 7 to 7.5 years to that date and that is the date the trade line will fall off the report.
@tommysofly wrote:sorry for bumping this thread since it's so old
but i also have one more concern
I just checked my credit report recently and some of the collection account doesn't have a fall off date on it on my experian report?
what should i do???
its really driving me crazy because most of the bad reports i have suppose to fall off in 2014 which is another year
but some of the bad reports doesn't have a fall off date on it???
should i call experian and dispute it or is it normal for some reports to not have a fall off date?
please let me know what i should do
Experian can tell you when the tradeline will be removed. Just call them.