Rebuilding Your Credit

[mtditch]

Hey

I am new to the MyFICO FORUM and I am hoping to get some advice on how I can rebuild my credit. Before I started correcting my credit. I had 3 charge-off & 1 collection.   I settled 2 charge-off on my report and I just started a payment arrangement on my last charge-off.  I also  I paid off my collection as well. After doing this I did see my score drop & then slower increase. Hopefully, I just learned that My FICO score is different than the SCORES.. Guess my question is what else can I do, to see improvements in those scores as well.  

[FinStar]

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mtditch wrote:

Hey

I am new to the MyFICO FORUM and I am hoping to get some advice on how I can rebuild my credit. Before I started correcting my credit. I had 3 charge-off & 1 collection.   I settled 2 charge-off on my report and I just started a payment arrangement on my last charge-off.  I also  I paid off my collection as well. After doing this I did see my score drop & then slower increase. Hopefully, I just learned that My FICO score is different than the SCORES.. Guess my question is what else can I do, to see improvements in those scores as well.  

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Hi & welcome to the forums.

Ideally your topic can be best leveraged/addressed in the Rebuilding Your Credit section of these forums.

[mtditch]

Oh thanks. I will move it there.

[llecs]

Thread locked to direct others here:

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/ADVICE-NEEDED/m-p/1921695