Rebuilding Credit - Help

[Anonymous]

Op I'm right there with you. Capital one has helped me greatly and it has only been 2 months and your scores are much better than mine. You're off to a good start, credit one not so much!

[Anonymous]

Credit update as of 12/14/2016

Accounts open 

Cap One Platinum CL 600

Cap One Quicksilver Cl 500

Citi Bank Credit Card CL 200

Credit One Card  CL 450

Co-signer Auto Loan  30,000

Co-signer Auto Loan  28,000

Scores 

EQ 652

TU 645

EX 618

[Anonymous]

Credit update as of 1/14/2017 New Year!!!!

Accounts open 

Cap One Platinum CL 600

Cap One Quicksilver Cl 500

Citi Bank Credit Card CL 200

Credit One Card  CL 450

Co-signer Auto Loan  27,000

Co-signer Auto Loan  27,000

Fico Scores

EQ 662

TU 655

EX 632

[Anonymous]

Credit update as of 4/22/17

Accounts open 

Cap One Platinum CL 600

Cap One Quicksilver Cl 750

Citi Bank Credit Card CL 200

Credit One Card  CL 450

Co-signer Auto Loan  27,000

Fico Scores - 4/22/17

EQ 650

TU 650

EX 625

[Anonymous]

Credit update as of 5/25/17

Accounts open 

Cap One Platinum CL 600

Cap One Quicksilver Cl 1,100

Citi Bank Credit Card CL 200

Credit One Card  CL 700

Co-signer Auto Loan  27,000

Fico Scores - 5/25/17

EQ 672

TU 644

EX 619

[cmony787]

Very nice progress.  Have you thought of joining Pen Fed or Navy Fed credit union?  They are great at building relationships and also gives you a chance to get rid of that Credit One card

Do you have a list of baddies that you need help with?  Also what's utilization like? 

[Brickbybrick]

Well done! Credit One sucks, no CLI's at all. Just picking up an Amex Cash Back with your scores, lets drop Credit One together

[Anonymous]

Thank you !!! I'm waiting to get an AMEX but if I drop Credit One willl it hurt my credit?

[cmony787]

You will still have 10 yrs of history even when closing, so the only way it would hurt you is temporary Utilization. If that 700CL is important for your score, then hold off until you get that AMEX. Otherwise close that sucker and get rid of that annual fee .

[Brickbybrick]

I got my Amex, bye bye Credit One!