No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey guys,
I am currently in the process of rebuilding my credit and over the summer in July 2015 to be exact i opened a secured credit card with my bank with $250.00. I kept the balance very low and never used it unless it was a small purchase then I paid it off. In September I saw my credit score rise, so I decided to go for more credit and applied for a Victoria Secret Card from Commenity Bank because I read that it was a pretty easy card to get. I was approved for $250! I was so shocked, and eventually went on a small app spree! By the end of September 2015 I had NY&Co. $250 and Capitalone $300. I also applied at other places and was denied. In October I decided to give Capitlone aanother try with the QuickSilver card and was approved for $500, and then came Ann Taylor with $250. All of the cards are completely below the 30% spending limit, but I cant seem to get anymore credit.
My question is, What do I do now in terms of applying for more credit? or What should I do now, because I feel like no one else will give me anymore credit? I keep getting denied.
Help Thanks!
@Anonymous wrote:Hey guys,
I am currently in the process of rebuilding my credit and over the summer in July 2015 to be exact i opened a secured credit card with my bank with $250.00. I kept the balance very low and never used it unless it was a small purchase then I paid it off. In September I saw my credit score rise, so I decided to go for more credit and applied for a Victoria Secret Card from Commenity Bank because I read that it was a pretty easy card to get. I was approved for $250! I was so shocked, and eventually went on a small app spree! By the end of September 2015 I had NY&Co. $250 and Capitalone $300. I also applied at other places and was denied. In October I decided to give Capitlone aanother try with the QuickSilver card and was approved for $500, and then came Ann Taylor with $250. All of the cards are completely below the 30% spending limit, but I cant seem to get anymore credit.
My question is, What do I do now in terms of applying for more credit? or What should I do now, because I feel like no one else will give me anymore credit? I keep getting denied.
Help Thanks!
The question is do why do you think NEED more credit (or credit lines)?
Whats your profile look like currently and what are your scores?