My credit Report Shows.....Baddies
- Judgment:
date 02/28/2014- i am set up on a repayment plan and only owe 200. PAID IN FULL; SHOWING PAID ON CREDIT - Verizon Collection-$256 reporting as an open account as of 08/2012
- Verizon Collection-
$73 reporting as an open account as of 01/2013 PAID IN FULL THROUGH TRIDENT ASSEST, ANY SUGGESTIONS ON HAVING IT REMOVED? - AFNI (Sprint Collection)-$756 reporting as an open account as of 05/2014
- Verizon Wireless-
$376 reporting as an open account as of 03/2013 SETTLED FOR LESS THAN OWED THROUGH VERIZON, ANY SUGGESTIONS ON HAVING IT REMOVED? - Focuse Recovery-
$65 reporting as an open account as of 06/2012 (unsure what this came from) PAID THROUGH THE OC; DISPUTE PENDING WITH EQUIFAX TO REMOVE - Capital Once Credit Card-
Charged Off as of 12/2013...limit was $300 owe $402 PAID IN FULL; OC STILL OWS IT - Zales- Charged off as of 11/2013 limit was $500 owe $851
- Capital One Auto: Opened 04/24/2013...... Balance $14693 **CURRENT AS OF APRIL 2015**
- VACU....credit card: Opened 04/2006......**CURRENT AS OF MAY 2014** ***VACU switched from visa to mastercard. so there is another entry for the same card covering the same dod. Should i dispute this to have the dipulicate entry removed? Called the creditor and it was removed
- NFCU....installment loan: Balance is $3991 **CURRENT AS OF JANUARY 2015**
- Sallie Mae (i think this one is reporting wrong) Balance is
$9660. $9416..**CURRENT AS OF JANUARY 2015** - NEW: ARC for Dominion Power. $345 I made one payment through the collection agency. I logged into oc website and they still are able to take the payments so the rest I plan to pay through the oc website not ARC
- NEW: Horizon Financial $276 and $252. I contacted the OC who stated they cant take a payment; should i try to call a ask for another rep, really not trying to pay the collection agency
Good Accounts:
**NEW** NFCU secured card $500 limit never late
**NEW** FingerHut credit account $550 limit never late
Capital One: Closed by me of 05/12 limit was $300
Chase: Closed by them as of 05/20019 limit was $1100
Express: Closed by me as of 06/2010 limit was $100
Direct Student Loan: balance $5381, $2625, $4500 $1000 $5500 $3125, $2000 $3000 all transferred to another servicer
Direct Student Loan: balance $21,125 closed 09/30/2011
NFCU auto loan closed 02/2013
Sallie Mae: balance $2782, $1378, 2625 $3500 $4500 $1000 $5500 $2821 $2542 $3125 $3000 $3609 $2327 $11797 $7221 $5622 $1519 all deferred
US Dept of Ed: $10381 deferred
VACU installment loan never late paid off 07/2011
VACU installment loan nevel late paid off 05/2008
VACU auto loan never late opened as of 02/2013 Balance $14217
VACU card: lost closed 12/2007...should this be removed?
My main question is about the baddies. Any suggestions on having any of them removed from my credit
