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Rebuilding My Credit...

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Anonymous
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Rebuilding My Credit...

Here's a timeline of my rebuilding process, since my bankruptcy in 2012 to clean up my mess from stupid decisions prior. Any and all input is welcome!

 

 

 

Average FICO from CCT

 

07/20/2015 - 656

07/18/2015 - 656

 

 

Notable Information 

 

Bankruptcy Chapter 7 discharged in 08/2012.

Student loans stuck with me. I paid them off in 04/2015.

Few other accounts that still show on my CR even though they were discharged, going to work on getting them removed some time...

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Seeking-all-Advice-on-Rebuilding-Credit/m-p/4...

 

 

 

Lines of Credit

  

Opened - Limit - Bank/Store info

09/2013 - 1500 - Jared

10/2014 - 2300 - Capital One Platinum MC

12/2014 - 250   - Comenity/Vic Sec

03/2015 - 1300 - Barclays

07/2015 - 2000 - Synchrony/FFF

07/2015 - 600 - Synchrony/WM

07/2015 - 6000 - Synchrony/Lowes

 

Total Credit - $13950 as of 07/20/2015

 

 

Notes

 

Approved for 3 through Synchrony

Denied by Citibank for HD on 07/20/2015

 

 

This is a work in progress, if you want to follow me, feel free. If you want to make suggestions, feel free. 

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