Congratulations on the very nice increases in both your scores and your CL's! You are well on your way to your goals 
Wohoo - more good news - DH got a Lowes card - $800 SL - BUT - I went on chat for him (yes he knows and approved) and asked for a CLI immediately following approval - presto - $5000. Now I'm sure many would say I left money on the table....BUT he only has one other card in his name remember - the CapOne for $500.
One more card and I could take him off my Discover and Amex 
- but I won't be that mean yet! Not unless a LO tells me to at mortgage time!
However - stupid stupid me
- didn't time things right and accidently have a report of $0 utility cause I paid off my Discover card in full - and nothing else had reported a balance yet........took a hit of like 20+ pts. Oh well, it'll be right soon enough - next week I'll let my CapOne report and all will be right in the world again!
I will get the YoYo under control - I have a couple months to get it together - then mortgage app time! Hopefully in Feb or March!!! I'm sticking on this road - even if I hit a couple bumps along the way!
Well yesterday I got a CLI on my CapOne Platinum card - and it was upgraded to rewards status - that was nice.
Now I just have to sit and wait (the hard part! ) and let everything report! My Amex still isn't reporting - and I now have new credit lines on well - just about everything (haven't tried Chase yet simply because you have to call in and I don't feel like it yet) I honestly am not that thrilled with my Chase card - so I mostly let it sit - and let my daughter take it when I need her to run an errand for me.
20 more days until I can pull reports on CCT - and hoping that things start reporting soon (amex cut statement yesterday) and my CapOne will report a balance ...since I accidently had 0 UTIL reporing - oops.
Still making payments on time and just well...hanging out in here and playing the waiting game ...... Now that I'm out of the Crappy Credit Pub - I need to find a new hang out - where's that OK Credit Lounge at?????
@Anonymous wrote:
@Anonymous wrote:
Following this wonderful success story. Hope mine will be similar soon. Great workjlynn!You can do it too!! In all reality - I've only really been working on this for about 5 months (or less).
I'll be excited to see what happens when I pay that tax lien off (and hopefully can get it removed!) Only owe $1000 left on it (plan on it being gone by Feb! Then I'm free and clear (except for a couple old late payments that I'm not even going to mess with!)
Coincidentally, just started my credit report clean-up in August. I just made my first payment for my state tax lien payoff last week. I have just under $1,300 left and plan to have it paid off by February as well. Seems like we are both at about the same point. That is why I am loving reading your thread here, lol