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Got 0.9% from Nissan! Put a big chunk down, hammered them on price since it was the last day of the month. Started out at 6.95% from Cap One, ended up with 0.9% in a matter of a couple hours. The pulled Equifax (my lowest) and Experian (my highest) and used Experian. They said it's different depending on which state you're in. I told them I've been working on my credit for awhile now and have a pretty honest understanding of where I stand. I asked them "How did you get it to 0.9%?" and the finance guy said in a dry voice, "We had to make a call."
The sales guy came in and told me the wrong %, he said 2.9%. I still would have been happy but, I love that 0 as the first digit! I did have to give up one of the rebates ($500) to get to the 0.9% but I was OK doing that.
Funny thing is, I have an awesome new SUV, and I am happier right now about qualifying for the low rate.
MyFICO FTW!
Good for you!!! Congrats!
Thanks!
Congrats on the rebuild, new SUV and awesome APR!
Amazing 🙌
Already took a hit this morning on my Experian score. Reason: your installmant loan balance is too high.
It says in your siggy that your score is 649. Do you have any idea what your auto score was to get this great rate on a new car?
Congratulations on the great rate!!!!
649 is my middle score. They used my Experian, which is my highest score currently. They said the Auto-enhanced FICO was 672 and that they got me moved up a tier to get the 0.9%. Not sure what they did or said, but I know it cost me $500 in rebates. The financing is through Nissan Acceptance.
That's awesome!