Hi Everyone. I'm currently in the process of rebuilding my credit. As of right now my FICO score is 612. A little than the 590 something I had last year lol I currently have Capital One Platinum CC and Credit One CC. On top of that I have also open student loans all of which I have been paying on time. I was wondering if there is anything else I can do as of this point to increase my credit score?
Read ABCDs 11 Rules to Credit Rebuilding. This guy is a credit guru! You'll learn a lot from reading that 1 post.
You should have 3 cards, ideally only showing a balance on 1, at less than 8.99% util. There are other great pointers in his article.
Keep it up, you're in the right place, and on the right track!