No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
hi everyone, been doing a ton of research but before i did my research stupid me decided to pay for 4 CA withouth a PFD letter... Now i have sent those 4 GW letters hoping they would delete it from my record.is there anything i can do with these 4 CA ? they have updated paid in full/settled but i want it removed.
i currently have these 4 CA remaining
1 for ERC- t-mobile $1698 idk how in the world it got this high.. Should i dispute the amount ? should i contact t-mobile or erc? can i dispute the amount? where should i go with this?
1 for first premier bank-$554 shouldi send them a PFD ? or should i call them? they didnt sell it to a CA because they are the only one reporting this on my credit report
1 for first premier bank-$552
1 for applied bank-$154. i called them and said i can pay in full if they would delete it from my credit report. the guy on the phone sounded like he was laughing and didnt give me a direct answer of what i can do. should i send them a PFD?
thank you everyone in advance.
As far as ERC goes ... search the forum for ERC.
The others, yes, by all means ask for PFDs ... I've had luck with a couple of PFDs by phone, but most people go the letter route. You'll never know unless you ask.
You'll more likely get a PFD if you pay the full amount instead of settling.
And keep up the GWs on the four you've paid off. It's worth trying. There's even a saturation technique post going around here for that.