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Rebuilding credit

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Anonymous
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Rebuilding credit

Which bills should you pay off first between old credit cards, re-aged accounts that never seem to go away, or medical bills?

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Rebuilding credit

That's a vert vague question....Can you elaborate on that a bit more?

Message 2 of 5
Anonymous
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Re: Rebuilding credit

Which ones should you pay off first that may help boost your credit score?

Message 3 of 5
casmith1980
Established Contributor

Re: Rebuilding credit


@Anonymous wrote:

Which ones should you pay off first that may help boost your credit score?


each individual credit report is different.  without knowing specifics, it is difficult for anyone to direct you down the "right" path.

 

I personally would start with the "newest" items first since those are likely to be still within the SOL.

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 4 of 5
kjm79
Valued Contributor

Re: Rebuilding credit


@casmith1980 wrote:

@Anonymous wrote:

Which ones should you pay off first that may help boost your credit score?


each individual credit report is different.  without knowing specifics, it is difficult for anyone to direct you down the "right" path.

 

I personally would start with the "newest" items first since those are likely to be still within the SOL.


Not only most likely still within the SOL, but being the newest, they cause the most damage. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 5 of 5
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