cancel
Showing results for 
Search instead for 
Did you mean: 

Rebuilding credit

New Visitor

Rebuilding credit

Which bills should you pay off first between old credit cards, re-aged accounts that never seem to go away, or medical bills?

Message 1 of 5
4 REPLIES
Established Member

Re: Rebuilding credit

That's a vert vague question....Can you elaborate on that a bit more?


Starting Score: 522
Current Score: EQ 625 TU 616 EX 650 10/2011
Goal Score: 720


Take the FICO Fitness Challenge
Message 2 of 5
New Visitor

Re: Rebuilding credit

Which ones should you pay off first that may help boost your credit score?

Message 3 of 5
Established Contributor

Re: Rebuilding credit


helpmeolease wrote:

Which ones should you pay off first that may help boost your credit score?


each individual credit report is different.  without knowing specifics, it is difficult for anyone to direct you down the "right" path.

 

I personally would start with the "newest" items first since those are likely to be still within the SOL.

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 4 of 5
Highlighted
Valued Contributor

Re: Rebuilding credit


casmith1980 wrote:

helpmeolease wrote:

Which ones should you pay off first that may help boost your credit score?


each individual credit report is different.  without knowing specifics, it is difficult for anyone to direct you down the "right" path.

 

I personally would start with the "newest" items first since those are likely to be still within the SOL.


Not only most likely still within the SOL, but being the newest, they cause the most damage. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 5 of 5