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Rebuilding credit

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Anonymous
Not applicable
‎03-15-2015 09:40 AM
‎03-15-2015 09:40 AM

Rebuilding credit

I have alot of 6 year old charged off credit cards and a defaulted student loan on my credit report. I will finish my rehab of my student loan this month and I just got approved for a us bank, 1st national bank, and capital one secured credit cards and a fingerhut fresh start account. Should I get a secured share loan or will my student loan be enough for an installment account?
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Shogun
Moderator Emeritus
‎03-15-2015 09:47 AM
‎03-15-2015 09:47 AM

Re: Rebuilding credit

Your SL will be enough for an installment for the mix.  Garden that new account well.  Your baddies are 6 years old that you've stated.  They are old and getting older.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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