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New Visitor
helpmeolease
Posts: 2
Registered: ‎07-26-2011

Rebuilding credit

Which bills should you pay off first between old credit cards, re-aged accounts that never seem to go away, or medical bills?

Established Member
philliprvaughn
Posts: 41
Registered: ‎07-14-2011

Re: Rebuilding credit

That's a vert vague question....Can you elaborate on that a bit more?


Starting Score: 522
Current Score: EQ 625 TU 616 EX 650 10/2011
Goal Score: 720


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New Visitor
helpmeolease
Posts: 2
Registered: ‎07-26-2011

Re: Rebuilding credit

Which ones should you pay off first that may help boost your credit score?

Established Contributor
casmith1980
Posts: 633
Registered: ‎03-20-2010

Re: Rebuilding credit


helpmeolease wrote:

Which ones should you pay off first that may help boost your credit score?


each individual credit report is different.  without knowing specifics, it is difficult for anyone to direct you down the "right" path.

 

I personally would start with the "newest" items first since those are likely to be still within the SOL.

EQ Fico 2009 500's
TU Fico 2009 500's

EQ Fico 04/10/2012 663 (SW alert)
TU Fico 04/13/2012 653 (Walmart)

Goal: 760 by 12/2013 and close on my first house :smileyvery-happy:

Goal - 720 by 12/31/12
Established Contributor
kjm79
Posts: 1,008
Registered: ‎01-22-2008

Re: Rebuilding credit


casmith1980 wrote:

helpmeolease wrote:

Which ones should you pay off first that may help boost your credit score?


each individual credit report is different.  without knowing specifics, it is difficult for anyone to direct you down the "right" path.

 

I personally would start with the "newest" items first since those are likely to be still within the SOL.


Not only most likely still within the SOL, but being the newest, they cause the most damage. 


Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
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