Rebuilding my Credit Brick by Brick: NOW AT 650!

[Brickbybrick]

I'll ditch it today, any yes I've been rapid fire with my comments so I'm sorry and thank you very much for sticking by me through my AMEX approval.

My discover approval stated a range 13-23% APR with the Discover it Credit card where as before it would only list the secured card.

But should I wait for a higher SL, or go for it and go through CLIs which is fine by me. Then I will have the Amex, Disco, and Merrick. Ditching the Credit One today!

[Gidgetmom]

They pulled Equifax for me last year.   I wouldn't apply due to the wide range of APR's.  But I wish you the best of luck if you decide to go for it.  Please update if you do!

[medicgrrl]

Was the $150 and $500 a bonus for spend? That's what I was confused on

[Brickbybrick]

Sorry Medic, I'm about to confuse you even more lol it was Bank of America who gave me the $150 bonus for $500 spent.

[medicgrrl]

Lol ok...I would wait for Equifax to update and then try the prequal page again with Discover

[Brickbybrick]

Should I request CLI on Amex, Im reading on the forums and people say do it the day you get approved. And how much should I ask for if you know?

[medicgrrl]

I would wait for 61 days

[Brickbybrick]

Shoot I just did it, 7-10 day message aka denied. Hopefully its because I jumped the gun and can rego in 61 days. Thanks for all your help Medicgirl!

[medicgrrl]

It's because you jumped the gun. You'll still be able to try in 61 days.

[Anonymous]

Congrats on the AMEX approval!