Frequent Contributor
Posts: 378
Registered: ‎03-31-2012

Rebuilding my wife's credit

[ Edited ]



I am working with my wife to help rebuild her credit.  She had a judgment for college class (not student loan related) that she did not pay for the class she enrolled in that year.  The payment for course went to court, and she agreed to the payment plan, and paid as agreed in accordance to the judgment


I am now helping to improve her credit score, and wish to GW here judgment. 


Any advice?  I am unsure as to how to begin the process.


Thank you.   


Hi pdog661, I moved your post here, because I think you'll get more replies on this board.BTW, I didn't change anything. 

Lightnin,myFICO moderator

Posts: 13,897
Registered: ‎04-15-2011

Re: Rebuilding my wife's credit

I'm not extremely versed in judgements but I believe you need to contact the court where the judgement was filed in order to try and vacate it.  

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.