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I am in the process in rebuilding my credit and I want to know how do I go about changing some recent delinquent 30 day 90 and 120 marks on my capital one card opened in 2012
You can try GW, but Cap1 is not usually very generous with recent negatives. The only thing that will repair accurate info on a report is time. Keep making all your payments on time and wait for the negatives to age.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Here is a thread about good will letters, remember the forums have a search feature this took about 10 seconds to find. http://ficoforums.myfico.com/t5/General-Credit-Topics/GW-Example-Letters/m-p/4521#M127809
@Anonymous wrote:
Can one of u send me a link one how it should look or how you would word a good will letter?