Rebuiliding DH's credit

[kiasmith1974]

Helping DH fix his credit, we've had several baddies removed and now he is ready to do his first app.

He is currently AU on 2 of my cap 1 cards with about %50 UTI

One state tax lein

One verizon that is about to be deleted due to it being a fraudulent account.

his scores are hovering around 620-650 FAKO

what should he apply for?

Can he apply for a cap 1 while being an AU on 2 of mine?

help appreciated.

thanks

[DaBears]

is there anything else on his reports? The state lein is hurting him now. what are is fico scores like? util is high, you should get that down to atlease 9% util. I got mine down to 7% and my fico scores went up 60 points.

[Anonymous]

he has a 622 my fico score,

thats the only thing on his report

i'm waiting until right before cap 1 card reports to pay it off to %9 at the end of the month

should we wait to apply for anything?