No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
It's a zombie debt. Passes the SOL and CRTP. They haven't reported because they can't, it's too old. All they can do is ask you to pay. You have 2 options.
offer the something like 10% and be done with it, take it or leave it
send them a cease and desist letter and not hear from them again.
either way It won't post to your CR.