cancel
Showing results for 
Search instead for 
Did you mean: 

Received my bad markings removal letter! Now What?

Established Contributor

Received my bad markings removal letter! Now What?

I had 2 30 day late bad markings on my credit report from Capital One's mistake.  They faxed me a letter stating they will have them removed from the CB's  I would also like to send to the CB's.  Should i dispute them or mail the CB's a letter? I tried faxing my fax machine is not working.

Gardening since 5/3/2016
Message 1 of 4
3 REPLIES
Established Contributor

Re: Received my bad markings removal letter! Now What?

Most of the time they will just mail you a lettter stating that they notified cra's to delete.

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 2 of 4
Moderator Emeritus

Re: Received my bad markings removal letter! Now What?

 


glamchick wrote:

I had 2 30 day late bad markings on my credit report from Capital One's mistake.  They faxed me a letter stating they will have them removed from the CB's  I would also like to send to the CB's.  Should i dispute them or mail the CB's a letter? I tried faxing my fax machine is not working.


I would wait 30-45 days and see if Cap 1 follows through with their promise to delete.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work


Message 3 of 4
Highlighted
Community Leader
Epic Contributor

Re: Received my bad markings removal letter! Now What?

Dont involve the CRA at this point.

CRAs delete based on reportings done by the creditor.  They will never delete, if the credtior has not reported a deletion, based on your request.

If the credtior does not honor their agreement to report a deletion to the CRA, then my next action would be to file a direct dispute with the creditor under FCRA 623(a)(8).

 

 

Message 4 of 4