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Redeemed Repo showing multiple lates after loan satisfied

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AndySoCal
Valued Contributor

Re: Redeemed Repo showing multiple lates after loan satisfied

Dispute with Experian if can provide proof when the account was paid off submit it with the dispte. The lates should not report after the account is paid off.

 

 

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Message 11 of 13
StartingOver10
Moderator Emerita

Re: Redeemed Repo showing multiple lates after loan satisfied

Actually, since you are in the middle of mortgage approval, your mortgage lender can take the paperwork you have about the loan being paid in full in Feb 2012 and either do a credit supplement with the CRA or just use the paperwork as is. Pretty sure they will want to do a credit supplement. Speak to your LO for guidence They don't want you to have active open disputes on your credit report during mortgages (typically). 

Message 12 of 13
ucdcrew
Contributor

Re: Redeemed Repo showing multiple lates after loan satisfied

That's what I figured. I'm qualified with the latest on there, so I just will get the paperwork for underwriting, and then dispute after closing
Message 13 of 13
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