For federal student loans, you enter into an agreement to pay the past due interest in a 9 month or so installment plan. Once that has been paid, your 10 year repayment plan restarts. At that point, all prior derogatory remarks are changed to positive on the trade line. Contact your lender.
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EQ FICO - 714 (5/24/16) I TU FICO - 772 (5/24/16) I EX FICO - 770 (5/24/16)
