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Related Midland Question

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subzeroepsilon
Established Member

Related Midland Question

I have a question related to this thread, but sufficiently tangential that I thought it should be separated from this thread:

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-Deleted/td-p/1847993

 

According to this thread (link above) and pursuant to FTC order (link at end of post), all Aspire Visa-related TLs are to be removed from each of the 3 CRA reports. How does one go about requesting this deletion? I would really appreciate if someone with this sort of experience could post or PM a sample letter they used to successfully get their Aspire account deleted from the CR. I assume that once the OC TL is deleted, I can then contact Midland and have their entries purged as well.

 

Link to FTC Stuplated Order [PDF]: http://www.ftc.gov/os/caselist/0623212/081219compucreditstiporder.pdf

 

Current cards: US Bank LANPass Secured Visa ($300) | Fingerhut FreshStart ($130) | DCU Secured Visa ($500 - DECLINED)

Starting Score: TU 486 | EX 510 | EQ ???
Current Score: TU 486 | EX 510 | EQ ???
Goal Score: 700


Take the myFICO Fitness Challenge
Message 1 of 4
3 REPLIES 3
guiness56
Epic Contributor

Re: Related Midland Question

You write the CA a letter and include pages of the rulings that covers that card and a copy of your CR showing it is listed and ask them to remove it per the FTC ruling.

Message 2 of 4
subzeroepsilon
Established Member

Re: Related Midland Question

Should I wait for Aspire to remove their entry before contacting the CA?

 

Does anyone have a good address for Aspire?

Current cards: US Bank LANPass Secured Visa ($300) | Fingerhut FreshStart ($130) | DCU Secured Visa ($500 - DECLINED)

Starting Score: TU 486 | EX 510 | EQ ???
Current Score: TU 486 | EX 510 | EQ ???
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 4
guiness56
Epic Contributor

Re: Related Midland Question

I would go ahead and send it to Midland.  I have read a couple of posts where they refused and they needed some additional "help" removing it.

Message 4 of 4
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