No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have a question related to this thread, but sufficiently tangential that I thought it should be separated from this thread:
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Midland-Deleted/td-p/1847993
According to this thread (link above) and pursuant to FTC order (link at end of post), all Aspire Visa-related TLs are to be removed from each of the 3 CRA reports. How does one go about requesting this deletion? I would really appreciate if someone with this sort of experience could post or PM a sample letter they used to successfully get their Aspire account deleted from the CR. I assume that once the OC TL is deleted, I can then contact Midland and have their entries purged as well.
Link to FTC Stuplated Order [PDF]: http://www.ftc.gov/os/caselist/0623212/081219compucreditstiporder.pdf
You write the CA a letter and include pages of the rulings that covers that card and a copy of your CR showing it is listed and ask them to remove it per the FTC ruling.
Should I wait for Aspire to remove their entry before contacting the CA?
Does anyone have a good address for Aspire?
I would go ahead and send it to Midland. I have read a couple of posts where they refused and they needed some additional "help" removing it.