@Shellie wrote:cmd0906 - I thought that opt-ing out was only for offers what did you mean about stuff popping up?
Certain activities by a consumer, such as shopping for a mortgage, will trigger certain actions, such as sending that information out to sources that pay for that information. CAs especially like this information knowing that lenders will want all outstanding debts to be paid before lending, so that gives them extra leverage for getting payment.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.