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Established Member
romyjoey3
Posts: 31
Registered: ‎11-10-2011
0

Remind me?

Sigh ... I haven't been working on our credit cleanup as hard as I should be. I am dedicating every Thursday from now until the end of time to get it finished.

Can you remind me the best way to deal with medical debts after they are verified? The Hippa process scares me a bit. I only deal and pay the provider, correct? Not the CA?? I got a letter from a CA demanding payment or they will file a judgement over $39.09 (so, so, so, so stupid). The debt was verified as mine. Send cashiers check to provider??

Thanks. So much.
Valued Contributor
madmann26
Posts: 1,440
Registered: ‎08-30-2012
0

Re: Remind me?

I would suggest Google at this point. You won't get any help about HIPPA here. Sorry.


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Established Member
romyjoey3
Posts: 31
Registered: ‎11-10-2011
0

Re: Remind me?

I don't want to do HIPPA.

I just want to pay it the proper way. It's only $39.09
Valued Contributor
madmann26
Posts: 1,440
Registered: ‎08-30-2012
0

Re: Remind me?

Pay it and GW it later to get it removed then.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
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Established Member
romyjoey3
Posts: 31
Registered: ‎11-10-2011
0

Re: Remind me?

The medical provider, right? Not the CA
Valued Contributor
madmann26
Posts: 1,440
Registered: ‎08-30-2012
0

Re: Remind me?

The CA at this point since they own the debt. You can try the provider and ask they pull the account back from collections and they may,  but they are not obligated to.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
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Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Remind me?

Or you could try for a PFD.  That might be your best first step.


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Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
0

Re: Remind me?


Shogun wrote:

Or you could try for a PFD.  That might be your best first step.


+1 because once you pay it you lose all leverage 

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