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Remind me?

Established Member

Remind me?

Sigh ... I haven't been working on our credit cleanup as hard as I should be. I am dedicating every Thursday from now until the end of time to get it finished.

Can you remind me the best way to deal with medical debts after they are verified? The Hippa process scares me a bit. I only deal and pay the provider, correct? Not the CA?? I got a letter from a CA demanding payment or they will file a judgement over $39.09 (so, so, so, so stupid). The debt was verified as mine. Send cashiers check to provider??

Thanks. So much.
Message 1 of 8
7 REPLIES
Valued Contributor

Re: Remind me?

I would suggest Google at this point. You won't get any help about HIPPA here. Sorry.

Scores: about 700 across the board
Total CL: $275k
Message 2 of 8
Established Member

Re: Remind me?

I don't want to do HIPPA.

I just want to pay it the proper way. It's only $39.09
Message 3 of 8
Valued Contributor

Re: Remind me?

Pay it and GW it later to get it removed then.

Scores: about 700 across the board
Total CL: $275k
Message 4 of 8
Established Member

Re: Remind me?

The medical provider, right? Not the CA
Message 5 of 8
Valued Contributor

Re: Remind me?

The CA at this point since they own the debt. You can try the provider and ask they pull the account back from collections and they may,  but they are not obligated to.

Scores: about 700 across the board
Total CL: $275k
Message 6 of 8
Moderator Emeritus

Re: Remind me?

Or you could try for a PFD.  That might be your best first step.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 8
Valued Contributor

Re: Remind me?


Shogun wrote:

Or you could try for a PFD.  That might be your best first step.


+1 because once you pay it you lose all leverage 

ccpics2.jpg
Message 8 of 8