10-05-2012 04:05 PM
I have a question, I have some old baddies that are on my credit report that are failing to drop off. I have bad luck in the past with trying to dispute certain accounts sometimes resulting in new baddies showing up on my credit report. At this point now I have baddies that are over 7 yrs old but continue to report! any suggestions on how i get them removed?
I have worked to hard to get my fico score from 479 2yrs ago up to 696(lender pull). I really want to break the 700 mark.
Thanks for all your help and ny suggetions!
10-05-2012 06:29 PM
+1 Some people forget the +180 days part.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.