Remove paid collections

[Anonymous]

I have two hospital bills that were turned over to collections and paid. I was in a car accident and was fighting with insurance company with an attorney. Where do I start to get these possibly removed from my credit report. Reported with all 3 bureaus. Do I send GW letters to the credit bureaus or to the collection agencies.

[Anonymous]

first i would dispute the info with the credit bureau because if they dont respond within 30 days they have to take it off 

[luckycharms]

HI, I recently heard that there is a new law, that if you pay off a collection that they will remove it from your credit report, is this true? I guess it was put in place recently to entice folks with baddies to make payments on debts rather than avoid them - cant find any info on this if its true or if it only applies to credit cards - can anyone answer this

[Whitneyy]

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@luckycharms wrote:

HI, I recently heard that there is a new law, that if you pay off a collection that they will remove it from your credit report, is this true? I guess it was put in place recently to entice folks with baddies to make payments on debts rather than avoid them - cant find any info on this if its true or if it only applies to credit cards - can anyone answer this

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Where did you find out about this law? This post is very old, so I'm not sure if the OP is still around.

[Anonymous]

What type of information will I need to give the CRA during my dispute?

[pizzadude]

Moving to Rebuilding forum

[pizzadude]

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@Whitneyy wrote:

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@luckycharms wrote:

HI, I recently heard that there is a new law, that if you pay off a collection that they will remove it from your credit report, is this true? I guess it was put in place recently to entice folks with baddies to make payments on debts rather than avoid them - cant find any info on this if its true or if it only applies to credit cards - can anyone answer this

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Where did you find out about this law? This post is very old, so I'm not sure if the OP is still around.

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Hi luckycharms, I merged your post to this thread as it was posted on a 5 yr old discussion.

To answer your question there is no such law that compels creditors or CAs to remove collections.

[Anonymous]

Any info of what i need to supply to CRA for dispute?