cancel
Showing results for 
Search instead for 
Did you mean: 

Removed Collection

tag
rtw
Established Contributor

Removed Collection

Just wanted to thank everyone on these boards and share that I'm 2 for 3 on getting collections removed from my TU and EX reports. I had no idea what GW letters were and found out about PFD after I paid all my collections. I'm still going to keep trying with Midland even though I know it's an uphill battle. Thanks again!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 1 of 4
3 REPLIES 3
irving_magik
Regular Contributor

Re: Removed Collection

That is great news, great job!! Keep hounding them, you might just get lucky.

Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 2 of 4
Anonymous
Not applicable

Re: Removed Collection

To remove a collection first you have to pay it. Then you ask for a letter to delete it off the credit report. Make sure you triplicate that letter to all 3 bureaus.

Message 3 of 4
Anonymous
Not applicable

Re: Removed Collection


@rtw wrote:

Just wanted to thank everyone on these boards and share that I'm 2 for 3 on getting collections removed from my TU and EX reports. I had no idea what GW letters were and found out about PFD after I paid all my collections. I'm still going to keep trying with Midland even though I know it's an uphill battle. Thanks again!


Say, what's a GW letter? And what's PFD? Congrats on moving forward!!!

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.