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Removed dispute and score dropped

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j_casteel
Valued Contributor

Removed dispute and score dropped

I had an account that has been flagged "in dispute" for several years and finally got them to remove the flag. Just got my SW alert today that the account has updated and my score dropped 11pts. What gives?
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

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2 REPLIES 2
rckstrscott
Valued Contributor

Re: Removed dispute and score dropped

What type of account was in dispute?

 

Some accounts are ignored while in dispute. If the dispute was mistakenly never resolved and was in a pending dispute status, it might not have been included in any scoring.

 

-scott

Starting FICO Score: October 2010: TU 498 | EQ: 502
Current FICO Scores:: May 2022: TU: 784 | EQ: 770 | EX: 790
Message 2 of 3
swtneka
Frequent Contributor

Re: Removed dispute and score dropped

my guess it was the updating that made u loose points. they r now looking at it as a new account

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