No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey guys - I'm slowly making my way through my credit reports attempting to fix/correct/remove anything I can that's hurting me. Below is an entry from my Experian report, it also shows up on Equifax. I'm honestly not entirely sure what happened with it, but it states it's closed... I was just wondering if I should try to goodwill it? It shows a 30,60,90 and then three CA statuses in 2011, then back to "Green" before it was apparently closed (I Guess?). Anyone ever dealt with this/have a good course of action?
CAMPUS PARTNERS
AMS SERVING GROUP
Ndsl-Cb Analyst
PO Box 3176
Winston Salem , NC-271023176
Account Number: X
Current Status:
Account Owner: Individual Account.
High Credit: $ 2,000
Type of Account : Installment
Credit Limit:
Term Duration: 120 Months
Terms Frequency: Quarterly (due every 3 months)
Date Opened: 10/06/2008
Balance: $ 0
Date Reported: 11/30/2011
Amount Past Due:
Date of Last Payment: 07/2011
Actual Payment Amount:
Scheduled Payment Amount:
Date of Last Activity: N/A
Date Major Delinquency First Reported: 04/2011
Months Reviewed: 37
Creditor Classification:
Activity Description: N/A
Charge Off Amount:
Deferred Payment Start Date:
Balloon Payment Amount:
Balloon Payment Date:
Date Closed:
Type of Loan: Education Loan
Date of First Delinquency: 12/2010
Comments: Paid collection,
Fixed rate
This is an OC, right? I would write them and ask for a detailed accounting assuming you disagree with any of the lates. Otherwise, send a GW letter.