@Anonymous wrote:
Mimsof4, I googled hippa dispute process as you suggested but I don't understand how that relates to my situation. Please explain.
Details of this process cannot be posted in any forum of myFico all we can do is tell you to Google it and contact its creator for help. Since you already paid the OC you need to send a GW letter request to the reporting CA asking that the collection be removed.
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Stories/td-p/1573680