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Removing medical collections

Regular Contributor

Removing medical collections

I was wondering why the HIPAA process worked immediately for some people and not for others? I am about to embark on this process and would appreciate any advice!!!!


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


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Message 1 of 5
4 REPLIES
Moderator Emeritus

Re: Removing medical collections

From my understanding, the HIPPA process is becoming less effective.  The CAs are adapting to it's process.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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Highlighted
Regular Contributor

Re: Removing medical collections

I thought it was the cra's that it was used for??

 


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


Take the FICO Fitness Challenge
Message 3 of 5
Valued Member

Re: Removing medical collections

I find that simple DV's still work the best.

Starting Score: 467 EQ
Current Score: 467 EQ
Goal Score: 720+


CollectionKing's Rebuild Thread

Message 4 of 5
Moderator Emeritus

Re: Removing medical collections

The HIPPA process worked because of the information that was sent to the CAs.  They've now watered down the info so the information is not in violation.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 5