Regular Contributor
Posts: 151
Registered: ‎10-05-2008

Repo and bk due to be removed

I have a repo due to be removed Dec 2012 and a bk in Jan 2013. Will my score increase when these are gone and approx how much?
Valued Contributor
Posts: 1,402
Registered: ‎08-30-2012

Re: Repo and bk due to be removed

Maybe some increase. You should go ahead and get a couple of secured cc's to start rebuilding now.

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Regular Contributor
Posts: 151
Registered: ‎10-05-2008

Re: Repo and bk due to be removed

I do have one cc (mastercard) x1 year, no lates. Haven't had any luck being approved for another. I am hoping for a significant increase when those 2 accounts are removed.
Posts: 12,884
Registered: ‎04-15-2011

Re: Repo and bk due to be removed

Are those the only negatives on your account?  If so, then yes, you will have a significant increase.  However you will have a thin file.  You do need to add some positive TLs to your CR.   

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