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Reporting different on 1 Report

Valued Member

Reporting different on 1 Report

I have an old Chase Credit Card account that I was offered a settlement on and I took it. (2 years ago)

On 2 credit reports it shows Settled for less than full balance

On 1 credit report it says CHARGE OFF.. However in the comments it says Settled for less than full amount.

 

What should I do?

Message 1 of 3
2 REPLIES
Moderator Emeritus

Re: Reporting different on 1 Report

They're reporting the same, just different verbage.  Send them a GW, it's paid, not gonna hurt a thing.  You could get lucky.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 3
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Valued Member

Re: Reporting different on 1 Report

Thanks. Will have a GW in the mail in the morning

Message 3 of 3