Hello everyone:
I'm going to just jump right in. I am at 428. Main problems were a chargeoff from Chase last fall and a past 120 from Wells-Fargo that I just recently paid off completely. (It was with SOL and made sense to pay it off.) Other things are collections from AT&T that I am in the process of disputing, and a few medical that need to be taken care of. Otherwise, have one debt to Honda Financial that am current on and paying monthly.
I am negotiating a PFD on the Chase chargeoff now, and assuming I can get that taken care of, if I get rid of the medical and keep paying off my Honda, how long will it take for my score to rise and what kind of an increase can I expect? Thanks very much!
(Sorry if this is poorly worded and scattered... A bit frazzled right now...)
