cancel
Showing results for 
Search instead for 
Did you mean: 

Request for a Vacatur of Judgment mailed today! Keeping my fingers crossed!!!

Valued Member

Request for a Vacatur of Judgment mailed today! Keeping my fingers crossed!!!

I have a paid civil judgement on my Experian and Equifax files from 2012.  I have been researching ways to get it off of credit report and have decided to mail a request to the Attorney's office that was listed on my court documents that was representing the Plantiff.  The judgment originated from an unpaid anesthesia bill from 2011 whereas I did not have the money to pay it at the time from my daughters surgery.  I'm really keeping my fingers crossed here that this was the right route to take in getting this removed from my credit files.  I need some prayers here!!

FICO's EQ:621 (10/1/14) TU:627 (09/14/14) EX:647 (09-14-14)
Beginning FICO's EQ:503 05/12/13 TU:510 (05/12/13) EX:501 (05/12/13)
GOAL: 750-800
UPDATE 01/02/2015 EQ: 661 TU: 683 EX: 685
Gardening and Myfico Fitness Challenge: Goals: scores >700 by June 2016, CC Util 10% by June 2017, Home Purchase goal date: Dec 2017
Message 1 of 6
5 REPLIES
Valued Member

Re: Request for a Vacatur of Judgment mailed today! Keeping my fingers crossed!!!

Just an update! No reply has been received.  Im thinking it is a lost cause.

FICO's EQ:621 (10/1/14) TU:627 (09/14/14) EX:647 (09-14-14)
Beginning FICO's EQ:503 05/12/13 TU:510 (05/12/13) EX:501 (05/12/13)
GOAL: 750-800
UPDATE 01/02/2015 EQ: 661 TU: 683 EX: 685
Gardening and Myfico Fitness Challenge: Goals: scores >700 by June 2016, CC Util 10% by June 2017, Home Purchase goal date: Dec 2017
Message 2 of 6
Established Contributor

Re: Request for a Vacatur of Judgment mailed today! Keeping my fingers crossed!!!

I wouldnt call it a definate no!

Depending on your state it may be possible!

(I dont know all states, but I know in Oregon, its just stuck until its times over unless it said to remove once paid in the paperwork)

 

Theres no harm in sending a new letter out every few weeks Smiley Happy  You could get lucky!



FICO 664 as of 8-20-15
Message 3 of 6
Valued Contributor

Re: Request for a Vacatur of Judgment mailed today! Keeping my fingers crossed!!!

Never say never!  I'm keeping my fingers crossed for you too! Smiley Wink


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 4 of 6
Moderator

Re: Request for a Vacatur of Judgment mailed today! Keeping my fingers crossed!!!

I would be searching state law to see if you can file the motion to vacate on grounds its been paid yourself, this can be done in multiple states.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 5 of 6
Highlighted
Valued Contributor

Re: Request for a Vacatur of Judgment mailed today! Keeping my fingers crossed!!!

That is always the first thing I do.  If someone has a problem, anything to do with the law, I start looking into everything I read on it.  There always seems to be a crack somewhere. Smiley Wink


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 6 of 6