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New Member
postbankrupt
Posts: 5
Registered: ‎09-13-2012
0

Re: Request to remove Credit Inquiry

Inquiries are tough to get removed. It would depend on who made the inquiry and why.

Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
0

Re: Request to remove Credit Inquiry

Any ideal on capital one let me know!  :smileyhappy:



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nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Request to remove Credit Inquiry

im running from 15 to 8 on my report...keep tryin and dont dispute with CRA they aint gonna do nothing for it......they only check their online system and going to come back as verify...sent a letter to your original creditor ....i got mine remove that way


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Valued Member
karnitia
Posts: 35
Registered: ‎08-30-2012
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Re: Request to remove Credit Inquiry

Can u pm what you said in your messages to the OC? Thanks a lot!

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Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
0

Re: Request to remove Credit Inquiry

Could you please PM me too?  I would like to get some inquiries removed.



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

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New Member
kim112
Posts: 2
Registered: ‎06-26-2012
0

Re: Request to remove Credit Inquiry


algorithmslave wrote:

@kimmiller112,

 

Is this counting as one for all inquiries within a certain time automatic? Or does the mortgage broker or car lot have to report it that way? 


When car shopping or mortgage shopping, there can be several inquiries in a short period of time.  I purchased a new car in May and my application was submitted to 5 different companies all on the same day.  If I apply for a credit card right now and get denied because of number of inquiries, I have a very good chance at recon because I can explain that the five inquiries that happened on xxx day were from when I purchased my car.  The credit card company will count it as one inquiry.  

Valued Member
algorithmslave
Posts: 68
Registered: ‎09-10-2012
0

Re: Request to remove Credit Inquiry


LoveGoodCredit wrote:

I got the same message from Equifax regarding a capital 1 inquiry.  It was not supposed to be on my credit at least I thought, because i filled out for one of those prequal applications.  Well, I called capital 1 and they were really awkward about it so I just hung up the phone.  I must have had an account when I was like 18 or something which was 20 years ago because they were asking "Are you calling about your old account'?  I didnt want to deal with it.  I dont even remember having an account.  Weird!

 


Yes.....the slaves of these criminal banks (customer service agents) love to "inform" peeps that the credit inquiry is ONLY a few points. Well, if it truly is a few points, than whats the issue with releasing these points back? I clearly shopped around for ONE LOAN in regards to a vehicle purchase well within 30 days. 

You can wrap me in your flag, make me say a praise to your creator and make me spend your currency, but remember this, I am a loyal servant to Justice and a Patriot to none. I am free...
Frequent Contributor
LoveGoodCredit
Posts: 342
Registered: ‎07-06-2012
0

Re: Request to remove Credit Inquiry

I have letters into Capital 1.  Somehow their prequal app dinged my credit, and I asked them to remove them due to me not authorizing them.

 



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