09-13-2012 07:17 PM
Any ideal on capital one let me know!
09-13-2012 07:44 PM
im running from 15 to 8 on my report...keep tryin and dont dispute with CRA they aint gonna do nothing for it......they only check their online system and going to come back as verify...sent a letter to your original creditor ....i got mine remove that way
09-14-2012 03:50 PM
Could you please PM me too? I would like to get some inquiries removed.
09-14-2012 08:39 PM
Is this counting as one for all inquiries within a certain time automatic? Or does the mortgage broker or car lot have to report it that way?
When car shopping or mortgage shopping, there can be several inquiries in a short period of time. I purchased a new car in May and my application was submitted to 5 different companies all on the same day. If I apply for a credit card right now and get denied because of number of inquiries, I have a very good chance at recon because I can explain that the five inquiries that happened on xxx day were from when I purchased my car. The credit card company will count it as one inquiry.
09-20-2012 12:46 PM
I got the same message from Equifax regarding a capital 1 inquiry. It was not supposed to be on my credit at least I thought, because i filled out for one of those prequal applications. Well, I called capital 1 and they were really awkward about it so I just hung up the phone. I must have had an account when I was like 18 or something which was 20 years ago because they were asking "Are you calling about your old account'? I didnt want to deal with it. I dont even remember having an account. Weird!
Yes.....the slaves of these criminal banks (customer service agents) love to "inform" peeps that the credit inquiry is ONLY a few points. Well, if it truly is a few points, than whats the issue with releasing these points back? I clearly shopped around for ONE LOAN in regards to a vehicle purchase well within 30 days.
09-21-2012 05:47 AM
I have letters into Capital 1. Somehow their prequal app dinged my credit, and I asked them to remove them due to me not authorizing them.