cancel
Showing results for 
Search instead for 
Did you mean: 

Request to remove Credit Inquiry

New Member

Re: Request to remove Credit Inquiry

Inquiries are tough to get removed. It would depend on who made the inquiry and why.

Frequent Contributor

Re: Request to remove Credit Inquiry

Any ideal on capital one let me know!  Smiley Happy



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

Valued Contributor

Re: Request to remove Credit Inquiry

im running from 15 to 8 on my report...keep tryin and dont dispute with CRA they aint gonna do nothing for it......they only check their online system and going to come back as verify...sent a letter to your original creditor ....i got mine remove that way


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Valued Member

Re: Request to remove Credit Inquiry

Can u pm what you said in your messages to the OC? Thanks a lot!

Starting Score: 533
Current Score: TU 618 EQ 584 EX 588
Goal Score: 700


Take the FICO Fitness Challenge
Frequent Contributor

Re: Request to remove Credit Inquiry

Could you please PM me too?  I would like to get some inquiries removed.



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge

New Member

Re: Request to remove Credit Inquiry


algorithmslave wrote:

@kimmiller112,

 

Is this counting as one for all inquiries within a certain time automatic? Or does the mortgage broker or car lot have to report it that way? 


When car shopping or mortgage shopping, there can be several inquiries in a short period of time.  I purchased a new car in May and my application was submitted to 5 different companies all on the same day.  If I apply for a credit card right now and get denied because of number of inquiries, I have a very good chance at recon because I can explain that the five inquiries that happened on xxx day were from when I purchased my car.  The credit card company will count it as one inquiry.  

New Contributor

Re: Request to remove Credit Inquiry


LoveGoodCredit wrote:

I got the same message from Equifax regarding a capital 1 inquiry.  It was not supposed to be on my credit at least I thought, because i filled out for one of those prequal applications.  Well, I called capital 1 and they were really awkward about it so I just hung up the phone.  I must have had an account when I was like 18 or something which was 20 years ago because they were asking "Are you calling about your old account'?  I didnt want to deal with it.  I dont even remember having an account.  Weird!

 


Yes.....the slaves of these criminal banks (customer service agents) love to "inform" peeps that the credit inquiry is ONLY a few points. Well, if it truly is a few points, than whats the issue with releasing these points back? I clearly shopped around for ONE LOAN in regards to a vehicle purchase well within 30 days. 

You can wrap me in your flag, make me say a praise to your creator and make me spend your currency, but remember this, I am a loyal servant to Justice and a Patriot to none. I am free...
Highlighted
Frequent Contributor

Re: Request to remove Credit Inquiry

I have letters into Capital 1.  Somehow their prequal app dinged my credit, and I asked them to remove them due to me not authorizing them.

 



Starting Score:
August Equifax 558 TU 600 EX 570
Current Score: Equifax FICO 642 TU FICO662 EX 651 (credit.com) 06/21/2013
Goal Score: 720 All Across

Take the FICO Fitness Challenge