Re: Request to remove dispute reset SOL?

hdrc · ‎02-08-2013

Will a request to remove a dispute reset the SOL?

I found a form provided by Minland.

http://www.midlandcreditonline.com/downloads/DisputeRemovalForm.pdf

guiness56 · ‎02-08-2013

No it won't.

Credit Scoring 101
Guide to Common Abbreviations
Other Frequently Requested Threads
Closing Credit Cards
Direct Dispute

Shogun · ‎02-08-2013

+1

It will not reset the clock for the SOL nor the CRTP.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

RobertEG · ‎02-08-2013

+1

State codes that provide for reset of SOL are based on some act of the consumer that is considered related to the obligation for the debt itself, such as admission of obligation, payments, or firm offers to pay. Such acts, at least inferentially, may deter a creditor from initiating legal action, and thus are viewed as basis to reset the SOL.

Hard to believe a consumer would play games, but......!

Disputes under the FCRA are directed at the accuracy of the reported information, and are thus simply a credit reporting matter.

Request to remove dispute reset SOL?

Get your FICO® Score for free

Request to remove dispute reset SOL?

Re: Request to remove dispute reset SOL?

Re: Request to remove dispute reset SOL?

Get your FICO Score for free