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Established Member
hdrc
Posts: 18
Registered: ‎01-28-2013

Request to remove dispute reset SOL?

Will a request to remove a dispute reset the SOL?

 

I found a form provided by Minland.

 

http://www.midlandcreditonline.com/downloads/DisputeRemovalForm.pdf

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Request to remove dispute reset SOL?

Moderator
Shogun
Posts: 12,896
Registered: ‎04-15-2011

Re: Request to remove dispute reset SOL?

+1

 

It will not reset the clock for the SOL nor the CRTP.


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Mega Contributor
RobertEG
Posts: 17,456
Registered: ‎03-19-2007

Re: Request to remove dispute reset SOL?

+1

State codes that provide for reset of SOL are based on some act of the consumer that is considered related to the obligation for the debt itself, such as admission of obligation, payments, or firm offers to pay.  Such acts, at least inferentially, may deter a creditor from initiating legal action, and thus are viewed as basis to reset the SOL.

Hard to believe a consumer would play games, but......!

 

Disputes under the FCRA are directed at the accuracy of the reported information, and are thus simply a credit reporting matter.


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