Established Member
Posts: 18
Registered: ‎01-28-2013

Request to remove dispute reset SOL?

Will a request to remove a dispute reset the SOL?


I found a form provided by Minland.

Posts: 22,406
Registered: ‎01-17-2008

Re: Request to remove dispute reset SOL?

Posts: 12,952
Registered: ‎04-15-2011

Re: Request to remove dispute reset SOL?



It will not reset the clock for the SOL nor the CRTP.

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Mega Contributor
Posts: 19,535
Registered: ‎03-19-2007

Re: Request to remove dispute reset SOL?


State codes that provide for reset of SOL are based on some act of the consumer that is considered related to the obligation for the debt itself, such as admission of obligation, payments, or firm offers to pay.  Such acts, at least inferentially, may deter a creditor from initiating legal action, and thus are viewed as basis to reset the SOL.

Hard to believe a consumer would play games, but......!


Disputes under the FCRA are directed at the accuracy of the reported information, and are thus simply a credit reporting matter.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.