Credit Cards Center Credit cards from our partners
Reply
Highlighted
Established Member
Posts: 24
Registered: ‎02-14-2013
0

RequestintgPorfolio Recovery & Sarma Collections Info

[ Edited ]

Good morning Fico'ers.

 

I could use some help. I am hoping someone has creditor information for the following: (And can please PM any contact information they may have, either email or physical address.

 

Wait. 1st things 1st. Is it better to call & speak to someone when requesting a PFD? Should I expect to pay the full amount?

 

Here is who I'm looking for:

Sarma

I C System

and I have 2 different Portfolio's showing up on  my report. Same debt, different account #'s, Both are reporting.

Portfolio and Portfolio Recovery (I have my notes at home, so I can't remember off the top of my head, but I called one of them last week and the guy gave me a spill about them not PFD'ing because they have to report accurately to the credit bureau .. My question how do I respond to them when they come back with that?

 

I would appreciate any help I can get with the above. They are holding us back in our quest for a house.

 

Thank you all so much !!!!

 

*Edited* sometimes I think faster than I can type

My Scores:
Equ: 575 (11.2011) 631 (09.2012) 646 (12.2012) 652 (01.2013)
Exp: 524 (11.2011) 573 (09.2012) 633 (12.2012) 629 (01.2013)
TU: 520 (11.2011) 601 (09.2012) 636 (12.2012) 641 (01.2013)
My Husband:
Equ: 530 (11.2011) 584 (09.2012) 600(12.2012) 599 (01.2013)
Exp: 529 (11.2011) 590 (09.2012) 621 (12.2012) 616 (01.2013)
TU: 550 (11.2011) 608 (09.2012) 629(12.2012) 626 (01.2013)
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: Requestint Porfolio Recovery & Sarma Collections Info

Unfortunately, I dont have an contact information for you.  When I was seeking out PFD's I had the best luck with phone calls and fax.  When they tell you that they are required to report accurately let them know that though they are required to report accurately that you arent asking them to report inaccurately, youre asking them to not report at all.

Established Member
Posts: 24
Registered: ‎02-14-2013
0

Re: Requestint Porfolio Recovery & Sarma Collections Info

Oh I like that response.

 

This just came to my head...Aren't they reporting incorrectly to begin with because my debt wasn't to them to begin with? It was to the hospital or Dr.

 

 

My Scores:
Equ: 575 (11.2011) 631 (09.2012) 646 (12.2012) 652 (01.2013)
Exp: 524 (11.2011) 573 (09.2012) 633 (12.2012) 629 (01.2013)
TU: 520 (11.2011) 601 (09.2012) 636 (12.2012) 641 (01.2013)
My Husband:
Equ: 530 (11.2011) 584 (09.2012) 600(12.2012) 599 (01.2013)
Exp: 529 (11.2011) 590 (09.2012) 621 (12.2012) 616 (01.2013)
TU: 550 (11.2011) 608 (09.2012) 629(12.2012) 626 (01.2013)
Established Contributor
Posts: 849
Registered: ‎03-09-2013
0

Re: Requestint Porfolio Recovery & Sarma Collections Info

LOL It would be great if it worked that way.  Its funny how debt can be sold and traded as though it were a chicken that could feed the hungry.

Established Contributor
Posts: 547
Registered: ‎08-04-2013
0

Re: RequestintgPorfolio Recovery & Sarma Collections Info

I.C. Systems will delete after you pay the baddie. I goggled and found their email, fax and address. No one specific...just the main info. on the site. The account was years old and reporting as $0. I sent the letter and off it went. Portfolio is another story...by far the worst CA ever. I accepted their settlement and PIF. Waiting on GW response as we speak...


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.