09-19-2013 09:53 AM - edited 09-19-2013 09:56 AM
Good morning Fico'ers.
I could use some help. I am hoping someone has creditor information for the following: (And can please PM any contact information they may have, either email or physical address.
Wait. 1st things 1st. Is it better to call & speak to someone when requesting a PFD? Should I expect to pay the full amount?
Here is who I'm looking for:
I C System
and I have 2 different Portfolio's showing up on my report. Same debt, different account #'s, Both are reporting.
Portfolio and Portfolio Recovery (I have my notes at home, so I can't remember off the top of my head, but I called one of them last week and the guy gave me a spill about them not PFD'ing because they have to report accurately to the credit bureau .. My question how do I respond to them when they come back with that?
I would appreciate any help I can get with the above. They are holding us back in our quest for a house.
Thank you all so much !!!!
*Edited* sometimes I think faster than I can type
09-19-2013 09:58 AM
Unfortunately, I dont have an contact information for you. When I was seeking out PFD's I had the best luck with phone calls and fax. When they tell you that they are required to report accurately let them know that though they are required to report accurately that you arent asking them to report inaccurately, youre asking them to not report at all.
09-19-2013 10:22 AM
Oh I like that response.
This just came to my head...Aren't they reporting incorrectly to begin with because my debt wasn't to them to begin with? It was to the hospital or Dr.
09-19-2013 10:46 AM
I.C. Systems will delete after you pay the baddie. I goggled and found their email, fax and address. No one specific...just the main info. on the site. The account was years old and reporting as $0. I sent the letter and off it went. Portfolio is another story...by far the worst CA ever. I accepted their settlement and PIF. Waiting on GW response as we speak...