So a few months back I sent a PFD to a CA and although they did respond and agree, it took some time and I unfortunately no longer had the funds at that time. I'm looking to try again and don't know if I should just resend the original letter I sent or if I should modify it to explain that they had previously agreed to the settlement and I was wanting to take them up on the offer now. Also, when I sent the original I specifically stated for them not to discuss the deal with a third-party including the original creditor (an apartment complex) but in the letter they sent they said they'd remove the trade lines with the "client's approval" (and to be honest I don't even know that the original management company still exists). How should I re-word that part or explicitly state that I'l pay without involvement of the OC?
I don't have an answer for you, but would you mind sharing the letter that you sent? You could e-mail me if you don't mind. I would really appreciate it.
I would at least try. The worst they could say is, no.
I was thinking that too because it would be a lot easier especially since I have the original acceptance letter they sent with the reps name and stuff. But what about the "client approval" part? The complex it's from has switched management companies a few times in the years since and I'm not too sure if they still exist or if they were bought out but I'd rather not take the chance they they exist in some fashion and if the CA contacts them they won't agree to a removal.
