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Response from CA regarding DV

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Anonymous
Not applicable

Response from CA regarding DV

I sent a DV letter to the CA, I used the format from a thread I found on the site.

 

The letter I received from them says they were unable to find my account as I sent insufficient information.

They want me to provide them with the account # and if I don't have it to get a hold of the CRA they want the OC information and/ or my SS#.

 

I know from the site not to give them my SS#, but I'm not sure exactly what my response to this should be.

This is within the SOL and of course I can PIF.

 

Please help with the next step, Thank you in advance

 

Message 1 of 8
7 REPLIES 7
enerey
Regular Contributor

Re: Response from CA regarding DV

My personal opinion is that it is their job to provide you with proper validation. They are the ones that sent the information to the CRA's in the first place and now they can't find it??? If they can't find info then they need to delete. 
Message 2 of 8
Anonymous
Not applicable

Re: Response from CA regarding DV

Per FDCPA 809, they are to provide YOU with the OC's name, I certaintly wouldn't provide them with it.

 

Did you include the partial account number or account number appearing on your report in your original letter?

 

Is the OC's name reported on your report?

Message 3 of 8
Anonymous
Not applicable

Re: Response from CA regarding DV

Sidewinder,

The only thing I sent was name and address, which I did not sign. The OC is on the report but not reporting.

Should I send them the info?

Message 4 of 8
Anonymous
Not applicable

Re: Response from CA regarding DV

IMO, I would not send them the name of the OC.

 

That is what they are to provide YOU when you request validation per FDCPA 809.

Message 5 of 8
Anonymous
Not applicable

Re: Response from CA regarding DV

So, Do I just ignore it?

 

What is my next step?

 

Thank you for your help and quick response

Message 6 of 8
Anonymous
Not applicable

Re: Response from CA regarding DV

What is the last reported/updated date showing on your report for this?
Message 7 of 8
medicgrrl
Valued Contributor

Re: Response from CA regarding DV

It sounds like the CA is asking for their account number, not the OC.  They are saying they can't DV based on just your name and address.


EQ 778 EXP 782 TU 729
Message 8 of 8
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