Results from anyone who has used My Jewelers Club

[Anonymous]

I got a huge boost. Was approved with no score and shot up to 672-691. I was told by the credit advisor that they never heard if anyone getting denied. So I think you will get it. I had 10k in 2 collections.... and no credit history and was approved.

[Cherekas]

The account is reporting correctly. I have had it since November and have not had an issue with it at all. It reports to all 3 credit bureaus. For anyone, that is looking to use this account it does work for your utilization. Which in turn will boost your score. I am more than likely going to renew the account again in November.

[Anonymous]

My question is, has anyone matched the 5000$ in credit if you opened another account after this one. I for example have the highest limit at 2500 and just got a new card that gave me a sl of 2000$, I wonder if I have this if the next credit line may give me something larger than 2500$. That would be the only reason why I would get it since my accounts are growing very slowly and I do not see them doubling in a year.

[Anonymous]

So heres my update. I only purchased the one item and that was paid of in month 2. They have reported faithfully every month for 5 months. Its shows as a $5000 credit card. And my score was zero and now it is 719. I owe it to patience and choosing wisely.

[Anonymous]

im at 123% utilization right now - I was recommended to sign up for them through my credit rebuilding agency im working with.

anyone had any recent luck with them? are they reporting to all 3?

[Cherekas]

All of your answers can be found within this thread and youtube. Yes, the account reports to all 3 bureaus.

[thebreeze]

I just gave it a try because I currently have no revolving credit other than 2 brand new $200 secured credit cards. So this will help make utilization less of an issue. The gold plated bangle I bought is probably not something I'm gonna be comfortable giving my gf. My scores are low 500's so maybe I'll get a bit more of a bump since I'm earlier (2nd week) in the repair process than most. I'll report back once it hits my reports if I can remember.

[Anonymous]

I opened an account January of 2017. This was then my highest card open. I bought something for $63 and was able to pay off in 2 months and it helped me boost my credit by 15 points. I have not used it since then but leaving it open for the $99 until I complete my gardening. 

If used correctly this can be a solid tool to assist. This was also recommended to me by Clean Slate Credit solutions and they have been great at assisting with my credit repair. 

[Anonymous]

Credit karma gives tou TransUnion and Equifax....one thing i do every few months is sign up for creditchecktotal.com's 7 day trial, print reports and then cancel the trial...(note canceling trial TAKES FOREVER but just wait on hold til the answer cancel it and you're good)